Ready Reckoner

Confusing rules, worked out ahead of time.

ready reckonernoun
A book of tables with the answers already worked out, so a shopkeeper could look one up instead of doing the sum.

Ready Reckoner makes small, independent apps that do the same for rules people find confusing. Each one turns official rules into the dates and steps that apply to you.

Our apps

Ready at 65

Works out your Medicare sign-up dates, the steps before each one, and how to avoid penalties that last for life.

Coming soon to iPhone and Android

See how Ready at 65 works

The Dates screen in Ready at 65.

What you can count on

No ads, no tracking
Ready at 65 shows no ads, needs no account, and keeps your answers on your phone.
Sources you can check
Every rule links to the official page it comes from, such as Medicare.gov or SSA.gov.
Nothing to sell you
No insurer, broker or advertiser pays to appear in our apps.
Plain language
Rules explained in everyday words, with the dates already worked out.